Effective Date: July 8, 2026

At Habixa, we want the checkout process to be simple, secure, and convenient. This Payment Policy explains the payment methods available on our website, how payments are processed, and what happens when a payment cannot be completed.

Accepted Payment Methods

Payment methods available at checkout may include:

• Shop Pay
• Visa
• Mastercard
• American Express
• Discover
• Diners Club
• Apple Pay
• Google Pay
• PayPal Wallet

The payment options available to you may depend on your device, location, payment provider, or other checkout conditions.

All payments are subject to authorization and verification by the applicable payment provider.

Secure Payment Processing

Habixa uses established third-party payment providers to process online payments.

Payment information is transmitted and processed through the applicable payment provider’s systems using security measures designed to protect payment information.

Habixa does not intentionally store complete credit or debit card numbers on its own website servers.

Payment providers may have their own terms, security practices, and privacy policies that apply to the processing of payment information.

Payment Authorization

When you place an order, the selected payment method must be successfully authorized before we can process the order.

If a payment cannot be authorized, the order may be delayed, placed on hold, or canceled until the payment issue is resolved.

Order Confirmation

After your payment has been successfully approved and your order has been received, you will normally receive an order confirmation email.

The confirmation email may include information such as:

• Order number
• Products purchased
• Order total
• Shipping information
• Customer contact information

If you do not see your confirmation email, please check your spam or junk folder first. If you still cannot find it, contact us at support@habixa.shop.

Currency and Exchange Rates

Product prices are displayed in the currency shown at checkout.

If your bank account or payment card uses a different currency, your financial institution or payment provider may convert the transaction using its applicable exchange rate.

Your bank or payment provider may also charge foreign transaction, currency conversion, or other fees.

These fees are determined by your financial institution or payment provider and are not controlled by Habixa.

Payment Verification

For security and fraud-prevention purposes, some orders may require additional payment verification.

If additional information is reasonably necessary to verify an order, we may contact you using the information provided during checkout.

An order may remain on hold until the required verification has been completed.

Failed or Declined Payments

A payment may fail or be declined for several reasons, including:

• Incorrect payment information
• Insufficient available funds
• Expired payment card
• Bank or payment provider security restrictions
• Incorrect billing information
• Payment provider limitations
• Additional verification requirements

If your payment is declined, please review your payment details or contact your bank or payment provider.

If the issue continues, you may try another available payment method at checkout.

Refunds

When a refund is approved under our Return & Refund Policy, the refund will be issued to the original payment method used for the purchase.

Habixa generally processes approved refunds within 5–10 business days after the refund has been approved.

After Habixa processes the refund, your bank or payment provider may require additional time before the refunded amount appears in your account.

For complete information about return eligibility and refunds, please review our Return & Refund Policy.

Fraud Prevention and Order Security

To protect our customers and our business, Habixa may review orders for signs of unauthorized or suspicious payment activity.

We may delay, hold, decline, or cancel an order when there is a reasonable concern regarding payment authorization, fraud, or unauthorized activity.

If an order is canceled after payment has been collected, any applicable refund will be issued to the original payment method.

Contact Us

If you have questions about payment methods, a declined payment, an order payment, or a refund, please contact us.

Habixa
Address: 5404 New Fashion Way, Charlotte, NC 28278, United States
Phone: +1 828-341-7443
Email: support@habixa.shop
Website: https://www.habixa.shop